Roth Contribution Limits 2024 Agi. In 2024, the roth ira contribution limit is $7,000, or $8,000 for individuals age 50 and older, allowing those who are closer to retirement to make additional contributions. In 2024, your magi has to be under $146,000 for single filers or under $230,000 for joint filers to make the full roth ira contribution of $7,000 (or $8,000 if you're 50 or older).
The chart below details the modified adjusted gross income (magi) limits for 2024 based on the filing status of the tax return. The maximum amount you can contribute to a roth ira for 2025 and 2024 is $7,000 if you’re younger than age 50.